The following excerpt is from The Muslim Creed Vol.4 #6. " Only true Muslims ask men how they acquired their wealth through permissible or impermissible means. Therefore, every Muslim woman who truly hopes to lead a happy married life must inquire about the source of her future husband's wealth, because the honest man is the one who is most capable of building a home and a family that lives in happiness. On the contrary, dishonest men who collect their money from impermissible means will treat their wives the same way they treat their possessions. Their wives will become a purchased commodity. Such commodities lose value with time. There will always be new brands that such men will want to acquire. In poor societies ( or low wage earning families) women have to work to help meet the needs of their families. This, indeed is one of the major calamities and means of destruction that were exported to Muslims societies from the West. Such working women have several difficult jobs; the hardship of pregnancy, the rearing of the children, taking care of the house (if she does not have a servant) and they also carry the burden of working to help their families. In light of this a woman should make sure that she is able to live with what ever level of income the brother can provide, especially if the woman is use to more wealth than the brother has. She must realize that if she chooses to to marry down that it could be somewhat traumatic. She will not be able to purchase things that she is use to or live in the comfortable style that she may have been accustom to.
1. Do you have any credit cards, loans, or other bills in which you are trying to elude the bill collectors because you are in the land of the Kufar and do not feel that you have to repay the loan? (This act is Not allowed.)
2.Do you have any interest bearing accounts? If so are you prepared to close them?
3. If the husband does not want the wife to work, will he pay any debts that she brings into the marriage? (i.e. hospital bills, college tuition)
4. If you are unable to afford medical care or general living expenses will the wife have to be on public assistance such as Food Stamps, Welfare, Medicaid or WIC . (Sisters! Keep in mind that it is not permissible for you to collect public assistance if you have to lie by saying your not married, and don't know who the fathers are. This happens when brothers take more than one wife and can not afford them (which is a requirement in Islami to be able to afford the wife) and leads to embarrassing you and the whole community. This is a grave thing. And if you are going to be a second wife, you should not marry someone who can't afford you, that is your right.
5. How mindful of you of managing your money, are you careful not to be wasteful, are you forgetful of paying bills on time, do you have a history of writing bad checks, or being harassed by collection agencies?
6.If I have any of my own money regardless of the source, and I allow you to borrow it, do you understand that you must pay it back if I request that in the beginning?
7. Are you willing to give your wife full access to your earnings?
8. Can you give your wife her own regular salary, if so how much?
9. How much income do you earn per month? Can you show a pay stub or tax return for verification.
10. Do you feel that you are ready to take on the financial responsibility of a wife? Do you send money to your family regularly to help them out?
11. Can you provide 1 years maintenance for your wife due to an unexpected loss of job or untimely death? (i.e. savings)
12. Will you be able to purchase Islamic books for your wife? Have you already started your own personal Islamic library?
13. Is there anything that you would be unwilling or unable to provide your wife with financially.
14. Are you currently involved in any forms of interest (riba) and or insurance? If so why? Do you have any debts personal or otherwise?